Independent agency
We work for you, not for one insurance company.
Commercial trucking coverages
Understand each part of your trucking policy
Liability, cargo and physical damage handle different parts of the operation. We go through them with you before you request a quote.
- Plain-language coverage explanations
- Limits matched to the operation
- Related pages for each risk
Independent agency based in Twinsburg, Ohio. We shop multiple trucking markets.
Ready for quotes?
Tell us what you run. We will review it and explain the options.
330-486-8404
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Independent Agency · Trucking Markets · Real Quotes
Companies we shop for you
Progressive
National General
GEICO
LEEO
Forge
DieselInsure
CoverWhale
We are an independent agency with access to multiple standard carriers, trucking specialty markets, and E&S (excess and surplus) markets. Availability and eligibility vary by coverage, location, and insurer. Carrier names identify companies Kaufman Insurance Group may access as an independent agency and do not imply endorsement.
E&S markets are excess and surplus lines carriers. They cover trucking risk that standard carriers turn down, like new authorities, high-risk commodities, or drivers with a rough record.
A clear next step
How trucking coverage starts.
- 1
Tell us about your operation
Your truck, what you haul and where it is garaged.
- 2
We shop the carriers
We take your account to the standard carriers, trucking specialty markets, and E&S markets we write with and compare the options.
- 3
You get covered
We walk you through the options and issue your documents.
Why work with an independent agency
What you get from an independent agency
Multiple carriers shopped
We take your account to the multiple standard carriers, trucking specialty markets, and E&S markets we write with, and compare the options for your specific situation.
One agency for everything
Trucking coverage, certificates, and your personal auto and home policies all in one place, with one person you can call.
Rate factors
What goes into your trucking insurance rate
Carriers look at the operation, not just the truck. These details give them the risk picture they need.
- What you haul and how far you run
- Your radius and operating area
- Years of CDL experience and driving record
- The value and age of the truck
- Your gross vehicle weight
- Whether you have your own authority or run under someone else's
- Your loss history
Every carrier rates these differently, which is why the same truck can come back at two different prices. We won't know what yours costs until we get you a quote. Often it isn't as expensive as we think it will be.
Choose your starting point
Two ways to start your coverage
Compare quotes online
Share your operation details and let an agent review the trucking markets that fit.
Get QuotesTalk to an agent
Call with the truck and cargo details. A real person answers, not a phone menu.
330-486-8404A real person answers, not a phone menu.
Commercial auto
Primary liability for commercial trucks
Commercial auto liability is usually where we start. It can respond to covered bodily injury and property damage claims from operating your truck. If you run for hire across state lines, federal financial responsibility and DOT filing requirements may apply, and brokers or shippers may require more than the federal minimum. We look at your carrier type, cargo, authority and operation before discussing the limit.
Talk through this coverage →Cargo
Motor truck cargo for freight in your care
Motor truck cargo is for freight you are responsible for while it is in transit. It can address covered loss from an accident, theft, fire or certain weather events, subject to the limit, deductible and exclusions. Refrigerated, high-value, household and specialized freight can need different underwriting, so ask about improper loading, poor packaging, mechanical breakdown and inherent vice before you accept a load.
Talk through this coverage →Physical damage
Physical damage for the truck and trailer
Physical damage is for the equipment itself. Collision and comprehensive coverage may respond to covered damage from an accident, theft, fire, vandalism or weather, subject to your deductible and policy terms. Your truck’s value, financing or lease agreement, trailer, equipment and garaging location all affect the quote. It does not replace liability or cargo coverage because it handles a different part of the business.
Talk through this coverage →Coverage depends on the operation
We need your vehicles, drivers, cargo, authority, operating radius, states traveled, contracts and claims history before we can give you a useful quote. We shop multiple carriers for commercial risks. Call 330-486-8404 or send your details online.
Request a coverage reviewTell us what you run. We will handle the rest.
Call 330-486-8404No obligation. We don't sell your information. Call 330-486-8404 and we will walk you through it.